Vermont § 14304 - Card holder represented by legal counsel

Full text of Vermont Vermont Statutes Online § 14304 — Card holder represented by legal counsel, with citation guidance and answers to common questions.

§ 14304. Card holder represented by legal counsel

  • (a) A credit card company or its creditor or collection agency shall not contact a card
    holder regarding a debt, late fee, or other charge once informed that the card holder
    is disputing the debt, late fee, or other charge; is represented by legal counsel
    in the dispute; and the card holder has provided the credit card company or its creditor
    or collection agency with the name, address, and telephone number of the legal counsel. (b) A credit card company or its creditor or collection agency that violates subsection
    (a) of this section shall be fined not more than $10,000.00. (c) Each violation of subsection (a) of this section shall be considered a separate offense. (Added 2009, No. 55, § 11.)

Source: official Vermont text · Last verified 2026-08-27

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Frequently Asked Questions About Vermont § 14304

What does Vermont Statutes Online § 14304 cover?

Section 14304 ("Card holder represented by legal counsel") is part of the Vermont Statutes Online, the codified statutory law of Vermont. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Vermont § 14304?

A common citation format is "Vermont Statutes Online § 14304" (Vermont). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Vermont law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Vermont official source linked on this page or consult a licensed Vermont attorney.

How does Vermont § 14304 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Vermont can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Vermont.