Vermont § 1461 - When property presumed abandoned Subject to section 1469 of this title, the following property is presumed abandoned if it is unclaimed by the apparent owner during the period specified below:

§ 1461. When property presumed abandoned Subject to section 1469 of this title, the following property is presumed abandoned if it is unclaimed by the apparent owner during the period specified below:

• (1) a traveler’s check, 15 years after issuance; (2) a money order, seven years after issuance; (3) a state or municipal bond, bearer bond, or original-issue-discount bond, three years
  after the earliest of the date the bond matures or is called or the obligation to
  pay the principal of the bond arises; (4) a debt of a business association, three years after the obligation to pay arises; (5) a payroll card or demand, savings, or time deposit, including a deposit that is automatically
  renewable, three years after the maturity of the deposit, except a deposit that is
  automatically renewable is deemed matured on its initial date of maturity unless the
  apparent owner consented in a record on file with the holder to renewal at or about
  the time of the renewal; (6) money or a credit owed to a customer as a result of a retail business transaction,
  three years after the obligation arose; (7) an amount owed by an insurance company on a life or endowment insurance policy or
  an annuity contract that has matured or terminated, three years after the obligation
  to pay arose under the terms of the policy or contract or, if a policy or contract
  for which an amount is owed on proof of death has not matured by proof of the death
  of the insured or annuitant, as follows: (A) with respect to an amount owed on a life or endowment insurance policy, three years
  after the earlier of the date: