Vermont § 2241 - Prohibited acts and practices It is a violation of this chapter for a person or individual to:

§ 2241. Prohibited acts and practices It is a violation of this chapter for a person or individual to:

• (1) directly or indirectly employ any scheme, device, or artifice to defraud or mislead
  borrowers or lenders or to defraud any person; (2) engage in any unfair or deceptive practice toward any person; (3) obtain property by fraud or misrepresentation; (4) solicit or enter into a contract with a borrower that provides in substance that the
  person or individual may earn a fee or commission through “best efforts” to obtain
  a loan even though no loan is actually obtained for the borrower; (5) solicit, advertise, or enter into a contract for specific interest rates, points,
  or other financing terms unless the terms are actually available at the time of soliciting,
  advertising, or contracting; (6) conduct any business covered by this chapter without holding a valid license as required
  under this chapter, to assist or aid and abet any person in the conduct of business
  under this chapter without a valid license as required under this chapter, or to refer
  a person to, or receive a fee from, any person who must be licensed but was not licensed
  as of the time the licensee’s services were provided; (7) fail to make disclosures as required by this chapter and any other applicable State
  or federal law, including regulations thereunder; (8) fail to comply with this chapter or rules adopted under this chapter, or fail to comply
  with any orders or directives from the Commissioner, or fail to comply with any other