Utah § 76-6-1202 - Definitions.

Full text of Utah Utah Code § 76-6-1202 — Definitions., with citation guidance and answers to common questions.

§ 76-6-1202. Definitions.

Effective 5/7/2025
76-6-1202.  Definitions.
     As used in this part:
(1)"Mortgage lending process" means the process through which a person seeks or obtains a mortgage loan, including solicitation, application, or origination, negotiation of terms, third-party provider services, underwriting, signing and closing, and funding of the loan.
(2)"Mortgage loan":
(a)means a loan or agreement made to extend credit to a person when the loan is secured by a deed, security deed, mortgage, security interest, deed of trust, or other document representing a security interest or lien upon any interest in one-to-four family residential property; and
(b)includes the renewal or refinancing of any loan.
(3)"Pattern of unlawful activity" means the same as that term is defined in Section 76-17-401.
(4)"Sensitive personal identifying information" includes:
(a)the following information regarding an individual's:
(i)Social Security number;
(ii)driver license number or other government issued identification number;
(iii)financial account number or credit or debit card number;
(iv)password or personal identification number or other identification required to gain access to a financial account or a secure website;
(v)automated or electronic signature; and
(vi)unique biometric data; and
(b)any other information that can be used to gain access to an individual's financial accounts or to obtain goods or services.
(5)"Value" means the value of the property, money, or thing obtained or sought to be obtained.


Amended by Chapter 173, 2025 General Session

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Frequently Asked Questions About Utah § 76-6-1202

What does Utah Code § 76-6-1202 cover?

Section 76-6-1202 ("Definitions.") is part of the Utah Code, the codified statutory law of Utah. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Utah § 76-6-1202?

A common citation format is "Utah Code § 76-6-1202" (Utah). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Utah law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Utah official source linked on this page or consult a licensed Utah attorney.

How does Utah § 76-6-1202 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Utah can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Utah.