Utah § 16a-202 - Powers of depository institutions operating automated teller machines -- Fees or surcharges.
Full text of Utah Utah Code § 16a-202 — Powers of depository institutions operating automated teller machines -- Fees or surcharges., with citation guidance and answers to common questions.
§ 16a-202. Powers of depository institutions operating automated teller machines -- Fees or surcharges.
7-16a-202.
Powers of depository institutions operating automated teller machines -- Fees or surcharges.
(1)
An operator may:
(a)
make an automated teller machine available for use by customers of one or more issuers;
(b)
connect the automated teller machine with an electronic consumer funds transfer system connecting one or more depository institutions to one or more automated teller machines; and
(c)
impose a transaction fee for the use of the automated teller machine, if the imposition of the transaction fee is disclosed at a time and in a manner that allows a user to terminate or cancel the transaction without incurring the transaction fee.
(2)
Except for the dispensing of currency or coin or accepting deposits or payments, any service provided by an operator to a customer at the automated teller machine is not governed by this chapter.
(3)
The transaction fee permitted in Subsection (1)(c) may be in addition to any other charges imposed by any of the following entities involved in the transaction:
(a)
an electronic consumer funds transfer system;
(b)
a depository institution; or
(c)
an issuer.
(4)
(a)
Any of the following entities may charge any or all customers any transaction fee allowed or not prohibited by state or federal law:
(i)
a depository institution;
(ii)
an owner;
(iii)
an operator;
(iv)
an issuer; or
(v)
an electronic consumer funds transfer system.
(b)
A transaction fee allowed under this section includes a charge to a customer conducting a transaction using an account from an institution providing financial services that is located outside of the United States.
(c)
(i)
Subject to Subsection (4)(c)(ii) and to the extent not prohibited by federal law, an agreement to operate or share an automated teller machine may not prohibit, limit, or otherwise restrict a person described in Subsection (4)(a) from charging a customer for use of or access to the automated teller machine on the basis of the customer using an account from an institution providing financial services that is located outside of the United States if the charge is not otherwise prohibited under state or federal law.
(ii)
Notwithstanding Subsection (4)(c)(i), nothing in this section may be construed to prohibit, limit, or otherwise restrict the ability of a person described in Subsection (4)(a) from voluntarily entering into an agreement to participate in a surcharge free network.
Section 16a-202 ("Powers of depository institutions operating automated teller machines -- Fees or surcharges.") is part of the Utah Code, the codified statutory law of Utah. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Utah § 16a-202?
A common citation format is "Utah Code § 16a-202" (Utah). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Utah law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Utah official source linked on this page or consult a licensed Utah attorney.
How does Utah § 16a-202 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Utah can advise on how this section applies to you. Contact your state or local bar association for a referral.
