Utah § 13-64-201 - Vehicle value protection agreement -- Required disclosures -- Finance agreement conditions.

Full text of Utah Utah Code § 13-64-201 — Vehicle value protection agreement -- Required disclosures -- Finance agreement conditions., with citation guidance and answers to common questions.

§ 13-64-201. Vehicle value protection agreement -- Required disclosures -- Finance agreement conditions.

Effective 5/3/2023
13-64-201.  Vehicle value protection agreement -- Required disclosures -- Finance agreement conditions.
(1) A person may not issue, sell, offer to sell, or otherwise provide a vehicle value protection agreement that does not comply with this chapter.
(2) A vehicle value protection agreement shall conspicuously disclose:
(a) the name, address, and contact information of:
(i) the provider;
(ii) the agreement administrator, if any; and
(iii) the purchaser;
(b) the terms of the vehicle value protection agreement, including:
(i) the charges under the vehicle value protection agreement;
(ii) the benefit eligibility requirements;
(iii) the conditions imposed by the vehicle value protection agreement; and
(iv) the procedure a purchaser is required to follow to obtain the benefit; and
(c) subject to Subsection (3), the terms or restrictions governing cancellation of the vehicle value protection agreement, including:
(i) that the purchaser may cancel the vehicle value protection agreement during the preliminary period;
(ii) the length of the preliminary period;
(iii) the purchaser's right to a refund for cancellation under Section 13-64-203; and
(iv) the methodology for calculating any refund to the purchaser for cancellation.
(3) The disclosure described in Subsection (2)(c)(i) shall:
(a) be written in dark bold with at least 12-point type on the first page of the vehicle value protection agreement; and
(b) read as follows: "IN ACCORDANCE WITH UTAH CODE SECTION 13-64-203, YOU, THE PURCHASER, MAY CANCEL THIS AGREEMENT AT ANY TIME BEFORE THE END OF THE PRELIMINARY PERIOD DESCRIBED IN THIS AGREEMENT."
(4) The provider shall provide the purchaser a copy of the vehicle value protection agreement at the time the provider and purchaser enter into the vehicle value protection agreement.
(5) A finance agreement or vehicle purchase agreement may not be conditioned on a purchaser entering into a vehicle value protection agreement.


Enacted by Chapter 509, 2023 General Session

Technically renumbered to avoid duplication of newly enacted Chapter also in HB 311, Chapter 477, HB 449, Chapter 298, SB 152, Chapter 498, SB 225, Chapter 377, SB 274, Chapter 536.

Source: official Utah text · Last verified 2026-08-27

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Frequently Asked Questions About Utah § 13-64-201

What does Utah Code § 13-64-201 cover?

Section 13-64-201 ("Vehicle value protection agreement -- Required disclosures -- Finance agreement conditions.") is part of the Utah Code, the codified statutory law of Utah. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Utah § 13-64-201?

A common citation format is "Utah Code § 13-64-201" (Utah). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Utah law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Utah official source linked on this page or consult a licensed Utah attorney.

How does Utah § 13-64-201 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Utah can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Utah.