Full text of Utah Utah Code § 13-64-101 — Definitions., with citation guidance and answers to common questions.
§ 13-64-101. Definitions.
Effective 5/6/2026 13-64-101.
Definitions. As used in this chapter:
(1)
"Administrative functions" means the same as that term is defined in Section 31A-6b-102.
(2)
"Agreement administrator" means a person who provides administrative functions related to a vehicle value protection agreement.
(3)
"Covered vehicle" means a vehicle that is covered under a vehicle value protection agreement.
(4)
"Division" means the Division of Consumer Protection established in Section 13-2-102.
(5)
"Finance agreement" means the same as that term is defined in Section 31A-6b-102.
(6)
"Insurer" means the same as that term is defined in Section 31A-1-301.
(7)
"Preliminary period" means a time period that:
(a)
begins the day on which the vehicle value protection agreement becomes effective; and
(b)
ends the last day on which the purchaser may cancel the vehicle value protection agreement with a full refund.
(8)
"Provider" means a person who is obligated to provide a benefit to another person under a vehicle value protection agreement.
(9)
"Purchaser" means a person who purchases a benefit from another person under a vehicle value protection agreement.
(10)
"Security" means the same as that term is defined in Section 31A-1-301.
(11)
"Vehicle" means the same as that term is defined in Section 31A-6b-102.
(12)
(a)
"Vehicle value protection agreement" means an agreement for a separate charge between a provider and purchaser under which the provider agrees to, upon damage, total loss, or unrecovered theft of the purchaser's covered vehicle, provide a benefit to the purchaser that may be applied to:
(i)
the cash value of the covered vehicle when traded in for a replacement vehicle;
(ii)
the finance agreement for a replacement vehicle; or
(iii)
the purchase or lease price of a replacement vehicle.
(b)
"Vehicle value protection agreement" includes:
(i)
a vehicle trade-in agreement;
(ii)
a vehicle diminished value agreement;
(iii)
a vehicle cash down payment protection agreement; and
(iv)
a vehicle depreciation benefit agreement.
(c)
"Vehicle value protection agreement" does not include:
Section 13-64-101 ("Definitions.") is part of the Utah Code, the codified statutory law of Utah. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Utah § 13-64-101?
A common citation format is "Utah Code § 13-64-101" (Utah). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Utah law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Utah official source linked on this page or consult a licensed Utah attorney.
How does Utah § 13-64-101 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Utah can advise on how this section applies to you. Contact your state or local bar association for a referral.
