Utah § 13-45-205 - Changes to information in a credit report subject to a security freeze.

Full text of Utah Utah Code § 13-45-205 — Changes to information in a credit report subject to a security freeze., with citation guidance and answers to common questions.

§ 13-45-205. Changes to information in a credit report subject to a security freeze.

13-45-205.  Changes to information in a credit report subject to a security freeze.
(1) If a credit report is subject to a security freeze, a consumer reporting agency shall notify the consumer who is the subject of the credit report within 30 days if the consumer reporting agency changes the consumer's:
(a) name;
(b) date of birth;
(c) Social Security number; or
(d) address.
(2)
(a) Notwithstanding Subsection (1), a consumer reporting agency may make technical modifications to information in a credit report that is subject to a security freeze without providing notification to the consumer.
(b) Technical modifications under Subsection (2)(a) include:
(i) the addition or subtraction of abbreviations to names and addresses; and
(ii) transpositions or corrections of incorrect numbering or spelling.
(3) When providing notice of a change of address under Subsection (1), the consumer reporting agency shall provide notice to the consumer at both the new address and the former address.


Enacted by Chapter 344, 2006 General Session

Source: official Utah text · Last verified 2026-08-27

Related Utah Legal Topics

Frequently Asked Questions About Utah § 13-45-205

What does Utah Code § 13-45-205 cover?

Section 13-45-205 ("Changes to information in a credit report subject to a security freeze.") is part of the Utah Code, the codified statutory law of Utah. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Utah § 13-45-205?

A common citation format is "Utah Code § 13-45-205" (Utah). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Utah law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Utah official source linked on this page or consult a licensed Utah attorney.

How does Utah § 13-45-205 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Utah can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Utah.