Utah § 13-42-103 - Exempt agreements and persons.

Full text of Utah Utah Code § 13-42-103 — Exempt agreements and persons., with citation guidance and answers to common questions.

§ 13-42-103. Exempt agreements and persons.

Effective 5/6/2026
13-42-103.  Exempt agreements and persons.
(1)This chapter does not apply to a provider to the extent that the provider:
(a)provides or agrees to provide debt-management, educational, or counseling services to an individual who the provider has no reason to know resides in this state at the time the provider agrees to provide the services; or
(b)receives no compensation for debt-management services from or on behalf of the individuals to whom the provider provides the services or from their creditors.
(2)This chapter does not apply to the following persons or their employees when the person or the employee is engaged in the regular course of the person's business or profession:
(a)a judicial officer, a person acting under an order of a court or an administrative agency, or an assignee for the benefit of creditors;
(b)a bank;
(c)an affiliate, as defined in Subsection 13-42-102(1)(b)(i), of a bank if the affiliate is regulated by a federal or state banking regulatory authority; or
(d)a title insurer, escrow company, or other person that provides bill-paying services if the provision of debt-management services is incidental to the bill-paying services.


Amended by Chapter 95, 2026 General Session

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Frequently Asked Questions About Utah § 13-42-103

What does Utah Code § 13-42-103 cover?

Section 13-42-103 ("Exempt agreements and persons.") is part of the Utah Code, the codified statutory law of Utah. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Utah § 13-42-103?

A common citation format is "Utah Code § 13-42-103" (Utah). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Utah law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Utah official source linked on this page or consult a licensed Utah attorney.

How does Utah § 13-42-103 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Utah can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Utah.