Workers' Compensation Settlement Estimator
Estimate weekly workers comp benefits and a gross settlement from your average weekly wage, disability rating, and state maximum rate.
How this estimate is calculated
Most states set a weekly compensation rate at about two thirds (66.67%) of your average weekly wage, capped by a state maximum. This tool applies that rate and then multiplies by an estimated number of weeks derived from your disability rating.
weekly = min(average weekly wage x 2/3, state maximum)weeks = disability rating % x weeks per rating pointgross settlement = weekly x weeks
What changes the number
- Your state schedule for permanent partial disability (weeks per rating point)
- Whether benefits are paid as a scheduled award or a lump-sum settlement
- Offsets for Social Security disability or retirement benefits
- Attorney fees, which are regulated and often capped in workers comp cases
Every state runs its own workers compensation system. Use this as a rough estimate and verify the rate and schedule with your state agency.
Frequently Asked Questions
What percentage of my wage does workers comp pay?
Many states pay about two thirds of your average weekly wage, subject to a state maximum. Some states use a different percentage, so confirm your state rule.
How is a disability rating turned into weeks?
States publish schedules that assign a number of weeks to each percentage of impairment. Common values range from about two to three weeks per rating point, but they vary.
Is a settlement the same as weekly benefits?
No. Weekly benefits are ongoing wage replacement. A settlement is a negotiated lump sum that may buy out some or all future benefits.
Do I need a lawyer for a workers comp claim?
Not always, but disputed claims, denials, and settlement offers often benefit from counsel. Many workers comp attorneys work on a contingency or fee schedule.
Important: The information on this page is for general educational purposes only and is not legal advice. Laws change frequently and may have exceptions. For advice about your specific situation, consult a licensed attorney in your jurisdiction. Read our full disclaimer.