Texas § IN.541.051 - MISREPRESENTATION REGARDING POLICY OR INSURER
Full text of Texas The Texas Constitution § IN.541.051 — MISREPRESENTATION REGARDING POLICY OR INSURER, with citation guidance and answers to common questions.
§ IN.541.051. MISREPRESENTATION REGARDING POLICY OR INSURER
MISREPRESENTATION REGARDING POLICY OR INSURER. It is an unfair method of competition or an unfair or deceptive act or practice in the business of insurance to: (1) make, issue, or circulate or cause to be made, issued, or circulated an estimate, illustration, circular, or statement misrepresenting with respect to a policy issued or to be issued: (A) the terms of the policy; (B) the benefits or advantages promised by the policy; or (C) the dividends or share of surplus to be received on the policy; (2) make a false or misleading statement regarding the dividends or share of surplus previously paid on a similar policy; (3) make a misleading representation or misrepresentation regarding: (A) the financial condition of an insurer; or (B) the legal reserve system on which a life insurer operates; (4) use a name or title of a policy or class of policies that misrepresents the true nature of the policy or class of policies; or (5) make a misrepresentation to a policyholder insured by any insurer for the purpose of inducing or that tends to induce the policyholder to allow an existing policy to lapse or to forfeit or surrender the policy. Added by Acts 2003, 78th Leg., ch. 1274, Sec. 2, eff. April 1, 2005.
Source: official Texas text · Last verified 2026-08-27
Frequently Asked Questions About Texas § IN.541.051
What does The Texas Constitution § IN.541.051 cover?
Section IN.541.051 ("MISREPRESENTATION REGARDING POLICY OR INSURER") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § IN.541.051?
A common citation format is "The Texas Constitution § IN.541.051" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § IN.541.051 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Texas.