Texas § IN.2004.002 - DESIGNATION OF UNDERSERVED AREAS
Full text of Texas The Texas Constitution § IN.2004.002 — DESIGNATION OF UNDERSERVED AREAS, with citation guidance and answers to common questions.
§ IN.2004.002. DESIGNATION OF UNDERSERVED AREAS
DESIGNATION OF UNDERSERVED AREAS. (a) The commissioner by rule may designate an area as an underserved area for residential property insurance. (b) In determining which areas to designate as underserved, the commissioner shall consider: (1) whether residential property insurance is not reasonably available to a substantial number of owners of insurable property in the area; (2) whether access to the full range of coverages and policy forms for residential property insurance does not reasonably exist; and (3) any other relevant factor as determined by the commissioner. (c) The commissioner shall determine which areas to designate as underserved under this section not less than once every six years. (d) The commissioner shall conduct a study concerning the accuracy of current designations of underserved areas under this section for the purpose of increasing and improving access to insurance in those areas not less than once every six years. Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017 ), Sec. 2, eff. April 1, 2007. Amended by: Acts 2011, 82nd Leg., R.S., Ch. 1147 (H.B. 1951 ), Sec. 8.001, eff. September 1, 2011.
Source: official Texas text · Last verified 2026-08-27
Frequently Asked Questions About Texas § IN.2004.002
What does The Texas Constitution § IN.2004.002 cover?
Section IN.2004.002 ("DESIGNATION OF UNDERSERVED AREAS") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § IN.2004.002?
A common citation format is "The Texas Constitution § IN.2004.002" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § IN.2004.002 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Texas.