Texas § IN.1251.105 - STATEMENT MADE BY POLICYHOLDER OR INSURED

Full text of Texas The Texas Constitution § IN.1251.105 — STATEMENT MADE BY POLICYHOLDER OR INSURED, with citation guidance and answers to common questions.

§ IN.1251.105. STATEMENT MADE BY POLICYHOLDER OR INSURED

STATEMENT MADE BY POLICYHOLDER OR INSURED. A group accident and health insurance policy must provide that: (1) in the absence of fraud, a statement made by the policyholder or an insured is considered a representation and not a warranty; and (2) a statement made by the policyholder or an insured may not be used in any contest under the policy, unless a copy of the written instrument containing the statement is or has been provided to: (A) the person making the statement; or (B) if the statement was made by the insured and the insured has died or become incapacitated, the insured's beneficiary or personal representative. Added by Acts 2003, 78th Leg., ch. 1274, Sec. 3, eff. April 1, 2005.

Frequently Asked Questions About Texas § IN.1251.105

What does The Texas Constitution § IN.1251.105 cover?

Section IN.1251.105 ("STATEMENT MADE BY POLICYHOLDER OR INSURED") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Texas § IN.1251.105?

A common citation format is "The Texas Constitution § IN.1251.105" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Texas law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.

How does Texas § IN.1251.105 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Texas.