Texas § IN.1153.106 - RATE OUTSIDE CERTAIN PERCENTAGES OF PRESUMPTIVE RATE
Full text of Texas The Texas Constitution § IN.1153.106 — RATE OUTSIDE CERTAIN PERCENTAGES OF PRESUMPTIVE RATE, with citation guidance and answers to common questions.
§ IN.1153.106. RATE OUTSIDE CERTAIN PERCENTAGES OF PRESUMPTIVE RATE
RATE OUTSIDE CERTAIN PERCENTAGES OF PRESUMPTIVE RATE. (a) An insurer may file with the commissioner a proposed rate for credit life and credit accident and health insurance that is more than 30 percent higher or more than 30 percent lower than the presumptive rate adopted by the commissioner under this subchapter. (b) The commissioner may disapprove a rate filed under this section on the ground that the rate is not actuarially justified. (c) A rate filed under this section is considered approved and the insurer may use the rate if the rate is not disapproved by the commissioner before the 60th day after the date the insurer filed the rate. (d) A hearing under this section is a contested case hearing conducted under Chapter 2001 , Government Code. Judicial review of any action of the commissioner under this section is governed by Subchapter D , Chapter 36 . Added by Acts 2003, 78th Leg., ch. 1276, Sec. 10A.304(b), eff. Sept. 1, 2003.
Source: official Texas text · Last verified 2026-08-27
Frequently Asked Questions About Texas § IN.1153.106
What does The Texas Constitution § IN.1153.106 cover?
Section IN.1153.106 ("RATE OUTSIDE CERTAIN PERCENTAGES OF PRESUMPTIVE RATE") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § IN.1153.106?
A common citation format is "The Texas Constitution § IN.1153.106" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § IN.1153.106 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Texas.