Texas § IN.1153.105 - RATE WITHIN CERTAIN PERCENTAGES OF PRESUMPTIVE RATE
Full text of Texas The Texas Constitution § IN.1153.105 — RATE WITHIN CERTAIN PERCENTAGES OF PRESUMPTIVE RATE, with citation guidance and answers to common questions.
§ IN.1153.105. RATE WITHIN CERTAIN PERCENTAGES OF PRESUMPTIVE RATE
RATE WITHIN CERTAIN PERCENTAGES OF PRESUMPTIVE RATE. (a) An insurer electing to deviate from the presumptive rate shall file with the commissioner the insurer's proposed rate for credit life and credit accident and health insurance. (b) On filing the rate with the commissioner, the insurer may use the filed rate until the insurer elects to file a different rate. (c) Except as provided by Section 1153.106 , an insurer may not use a rate that is more than 30 percent higher or more than 30 percent lower than the presumptive rate. (d) Except as provided by this subchapter, a rate that complies with this section is valid and in compliance with the requirements of this subchapter and other applicable law. Added by Acts 2003, 78th Leg., ch. 1276, Sec. 10A.304(b), eff. Sept. 1, 2003.
Source: official Texas text · Last verified 2026-08-27
Frequently Asked Questions About Texas § IN.1153.105
What does The Texas Constitution § IN.1153.105 cover?
Section IN.1153.105 ("RATE WITHIN CERTAIN PERCENTAGES OF PRESUMPTIVE RATE") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § IN.1153.105?
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Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § IN.1153.105 apply to my situation?
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Sources & Verification
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