Texas § IN.1153.052 - REQUIREMENTS RELATING TO INSURANCE POLICY OR CERTIFICATE
Full text of Texas The Texas Constitution § IN.1153.052 — REQUIREMENTS RELATING TO INSURANCE POLICY OR CERTIFICATE, with citation guidance and answers to common questions.
§ IN.1153.052. REQUIREMENTS RELATING TO INSURANCE POLICY OR CERTIFICATE
REQUIREMENTS RELATING TO INSURANCE POLICY OR CERTIFICATE. (a) A policy or certificate of credit life insurance or credit accident and health insurance must: (1) specify: (A) the name and home office address of the insurer; (B) the name of each debtor; (C) in the case of a certificate under a group policy, the identity, by name or otherwise, of each insured; (D) the full amount of premium or the total identifiable insurance charge, if any, to the debtor, separately for credit life insurance and credit accident and health insurance; and (E) each exception or limitation to or restriction on the coverage; (2) describe the coverage, including the amount and term of the coverage; and (3) state that the benefits are to be paid to the creditor to reduce or extinguish the unpaid amount of the debt and that any amount of benefits that exceeds the unpaid debt is to be paid to a beneficiary, other than the creditor, named by the debtor or to the debtor's estate. (b) The requirements of this section are in addition to the other requirements of law. Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.
Source: official Texas text · Last verified 2026-08-27
Frequently Asked Questions About Texas § IN.1153.052
What does The Texas Constitution § IN.1153.052 cover?
Section IN.1153.052 ("REQUIREMENTS RELATING TO INSURANCE POLICY OR CERTIFICATE") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § IN.1153.052?
A common citation format is "The Texas Constitution § IN.1153.052" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § IN.1153.052 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Texas.