Texas § IN.1106.002 - REINSTATEMENT REQUIRED
Full text of Texas The Texas Constitution § IN.1106.002 — REINSTATEMENT REQUIRED, with citation guidance and answers to common questions.
§ IN.1106.002. REINSTATEMENT REQUIRED
REINSTATEMENT REQUIRED; EXCEPTION. (a) On the lapse of an individual life insurance policy following the unintentional default in the payment of premiums caused by the mental incapacity of the insured, a person is entitled to have the policy reinstated under this chapter if: (1) the policy had been in effect continuously for at least five years immediately preceding the lapse; and (2) there was not a default in the payment of premiums on the policy during the period described by Subdivision (1). (b) The insurer is not required to reinstate a policy or pay benefits under this chapter if the insured first became mentally incapacitated after the expiration of an applicable grace period contained in the policy. Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.
Frequently Asked Questions About Texas § IN.1106.002
What does The Texas Constitution § IN.1106.002 cover?
Section IN.1106.002 ("REINSTATEMENT REQUIRED") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § IN.1106.002?
A common citation format is "The Texas Constitution § IN.1106.002" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § IN.1106.002 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Texas.