Texas § HR.42.0495 - LIABILITY INSURANCE REQUIRED FOR LISTED FAMILY HOMES

Full text of Texas The Texas Constitution § HR.42.0495 — LIABILITY INSURANCE REQUIRED FOR LISTED FAMILY HOMES, with citation guidance and answers to common questions.

§ HR.42.0495. LIABILITY INSURANCE REQUIRED FOR LISTED FAMILY HOMES

LIABILITY INSURANCE REQUIRED FOR LISTED FAMILY HOMES. (a) A listed family home shall maintain liability insurance coverage in the amount of $100,000 for each occurrence of negligence. An insurance policy or contract required under this section must cover injury to a child that occurs while the child is on the premises of or in the care of the listed family home. (b) If a listed family home is unable to secure a policy or contract required under this section for financial reasons or for lack of availability of an underwriter willing to issue a policy or contract or the home's policy or contract limits are exhausted, the home shall timely provide written notice to the parent or guardian of each child attending the home that the liability coverage is not provided. (c) A listed family home described by Subsection (b) shall timely provide written notice to the commission that the home is unable to secure liability insurance and the reason the insurance could not be secured. (d) If a listed family home complies with the notice requirements under this section, the commission may not assess an administrative penalty or suspend or revoke the family home's listing for violating Subsection (a). This subsection may not be construed to indemnify a family home for damages due to negligence. Added by Acts 2019, 86th Leg., R.S., Ch. 589 (S.B. 569 ), Sec. 7, eff. September 1, 2019. Amended by: Acts 2025, 89th Leg., R.S., Ch. 423 (H.B. 2789 ), Sec. 4, eff. January 1, 2026.

Source: official Texas text · Last verified 2026-08-27

Frequently Asked Questions About Texas § HR.42.0495

What does The Texas Constitution § HR.42.0495 cover?

Section HR.42.0495 ("LIABILITY INSURANCE REQUIRED FOR LISTED FAMILY HOMES") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Texas § HR.42.0495?

A common citation format is "The Texas Constitution § HR.42.0495" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Texas law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.

How does Texas § HR.42.0495 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Texas.