Texas § FI.59.301 - DEFINITIONS

§ FI.59.301. DEFINITIONS

DEFINITIONS. In this subchapter: (1) "Access area" means a paved walkway or sidewalk that is within 50 feet of an unmanned teller machine. The term does not include a public right-of-way or any structure, sidewalk, facility, or appurtenance incidental to the right-of-way. (2) "Access device" has the meaning assigned by Regulation E (12 C.F.R. Section 205.2), as amended, adopted under the Electronic Fund Transfer Act (15 U.S.C. Section 1693 et seq.), as amended. (3) "Candlefoot power" means the light intensity of candles on a horizontal plane at 36 inches above ground level and five feet in front of the area to be measured. (4) "Control" means the authority to determine how, when, and by whom an access area or defined parking area may be used, maintained, lighted, and landscaped. (5) "Customer" means an individual to whom an access device is issued for personal, family, or household use. (6) "Defined parking area" means the portion of a parking area open for unmanned teller machine customer parking that is contiguous to an access area, is regularly, principally, and lawfully used during the period beginning 30 minutes after sunset and ending 30 minutes before sunrise for parking by customers using the machine, and is owned or leased by the owner or operator of the machine or owned or controlled by a person leasing the machine site to the owner or operator of the machine. The term does not include: (A) a parking area that is physically closed or on which one or more conspicuous signs indicate that the area is closed; or (B) a level of a multiple-level parking area other than the level considered by the operator of the unmanned teller machine to be the most directly accessible to a customer. (7) "Financial institution" has the meaning assigned by Section 201.101 . (8) "Operator" means the person primarily responsible for the operation of an unmanned teller machine. (9) "Owner" means a person having the right to determine which financial institutions are permitted to use or participate in the use of an unmanned teller machine. (10) "Unmanned teller machine" means a machine, other than a telephone, capable of being operated solely by a customer to communicate to a financial institution: (A) a request to withdraw money from the customer's account directly or under a line of credit previously authorized by the financial institution for the customer; (B) an instruction to deposit money in the customer's account with the financial institution; (C) an instruction to transfer money between one or more accounts maintained by the customer with the financial institution; (D) an instruction to apply money against an indebtedness of the customer to the financial institution; or (E) a request for information concerning the balance of the account of the customer with the financial institution. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997. Amended by Acts 1999, 76th Leg., ch. 344, Sec. 2.019, eff. Sept. 1, 1999.