Texas § FI.347.204 - PURCHASE OF ADDITIONAL INSURANCE AFTER DATE OF CREDIT DOCUMENT

Full text of Texas The Texas Constitution § FI.347.204 — PURCHASE OF ADDITIONAL INSURANCE AFTER DATE OF CREDIT DOCUMENT, with citation guidance and answers to common questions.

§ FI.347.204. PURCHASE OF ADDITIONAL INSURANCE AFTER DATE OF CREDIT DOCUMENT

PURCHASE OF ADDITIONAL INSURANCE AFTER DATE OF CREDIT DOCUMENT. (a) A consumer may: (1) purchase any insurance authorized by this chapter after the date of the credit document; and (2) include the amount of the insurance premium in the unpaid balance of the credit transaction. (b) Interest accrues on the insurance premium at a rate that does not exceed the interest rate or time price differential applicable to the credit transaction on the date the insurance is purchased. (c) The additional insurance premium and interest may be paid in any period and any number of installments to which the consumer and creditor agree. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.

Source: official Texas text · Last verified 2026-08-27

Frequently Asked Questions About Texas § FI.347.204

What does The Texas Constitution § FI.347.204 cover?

Section FI.347.204 ("PURCHASE OF ADDITIONAL INSURANCE AFTER DATE OF CREDIT DOCUMENT") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Texas § FI.347.204?

A common citation format is "The Texas Constitution § FI.347.204" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Texas law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.

How does Texas § FI.347.204 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Texas.