Texas § FI.345.357 - PROHIBITION ON CERTAIN LIENS

Full text of Texas The Texas Constitution § FI.345.357 — PROHIBITION ON CERTAIN LIENS, with citation guidance and answers to common questions.

§ FI.345.357. PROHIBITION ON CERTAIN LIENS

PROHIBITION ON CERTAIN LIENS. A retail installment contract or retail charge agreement may not provide for a first lien on real property to secure the obligation, other than a lien: (1) created by law on the recording of an abstract of judgment; or (2) provided for or granted by a contract or series of contracts for the sale or construction and sale of a structure to be used as a residence if the time price differential provided in the contract or agreement does not exceed an annual percentage rate permitted under this chapter or Chapter 303 . Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.

Frequently Asked Questions About Texas § FI.345.357

What does The Texas Constitution § FI.345.357 cover?

Section FI.345.357 ("PROHIBITION ON CERTAIN LIENS") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Texas § FI.345.357?

A common citation format is "The Texas Constitution § FI.345.357" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Texas law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.

How does Texas § FI.345.357 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Texas.