Texas § FI.343.108 - RELEASE OF LIEN AFTER PAYOFF BY MORTGAGOR
Full text of Texas The Texas Constitution § FI.343.108 — RELEASE OF LIEN AFTER PAYOFF BY MORTGAGOR, with citation guidance and answers to common questions.
§ FI.343.108. RELEASE OF LIEN AFTER PAYOFF BY MORTGAGOR
RELEASE OF LIEN AFTER PAYOFF BY MORTGAGOR. (a) In this section: (1) "Mortgage servicer," "mortgagee," and "mortgagor" have the meanings assigned by Section 51.0001 , Property Code. (2) "Release of lien" means a release of a deed of trust or other lien securing a home loan. (b) Except as provided by Subsection (c), not later than the 60th day after the date a mortgage servicer or mortgagee, as applicable, receives the correct payoff amount for a home loan from a mortgagor, the mortgage servicer or mortgagee shall: (1) deliver to the mortgagor a release of lien for the home loan; or (2) file the release of lien with the appropriate county clerk's office for recording in the real property records of the county. (c) If, on or before the 20th day after the date of the payoff of the home loan, the mortgagor delivers a written request to the mortgagee or mortgage servicer for the release of lien to be delivered to the mortgagor or filed with the county clerk, the mortgagee or mortgage servicer shall deliver or file the release of lien not later than the 30th day after the date the mortgagee or mortgage servicer receives the written request from the mortgagor. (d) Chapter 349 does not apply to this section. (e) A mortgage servicer is required to comply with this section only if the mortgage servicer has the authority to deliver or file a release of lien for the home loan. Added by Acts 2023, 88th Leg., R.S., Ch. 303 (H.B. 219 ), Sec. 1, eff. September 1, 2023. SUBCHAPTER C. HIGH-COST HOME LOANS
Source: official Texas text · Last verified 2026-08-27
Frequently Asked Questions About Texas § FI.343.108
What does The Texas Constitution § FI.343.108 cover?
Section FI.343.108 ("RELEASE OF LIEN AFTER PAYOFF BY MORTGAGOR") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § FI.343.108?
A common citation format is "The Texas Constitution § FI.343.108" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § FI.343.108 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Texas.