Texas § FI.343.102 - DISCLOSURE IN CONNECTION WITH CERTAIN HOME LOANS
Full text of Texas The Texas Constitution § FI.343.102 — DISCLOSURE IN CONNECTION WITH CERTAIN HOME LOANS, with citation guidance and answers to common questions.
§ FI.343.102. DISCLOSURE IN CONNECTION WITH CERTAIN HOME LOANS
DISCLOSURE IN CONNECTION WITH CERTAIN HOME LOANS. (a) For a home loan with an interest rate of 12 percent or greater a year, when the lender makes the disclosure required under the Real Estate Settlement Procedures Act of 1974 (12 U.S.C. Section 2601 et seq.), as amended, for the good faith estimate, or if that Act does not apply, three business days after the date the application is made, the lender shall also provide to the borrower: (1) a statement regarding the value of mortgage counseling before taking out a home loan; (2) a list of the nearest available housing counseling agencies approved by the United States Department of Housing and Urban Development; (3) a list of other resources where mortgage information can be found, including toll-free telephone numbers and online resources; and (4) other disclosures required by the finance commission, including an official notice regarding high-cost home loans. (b) This section expires September 1, 2003. Added by Acts 2001, 77th Leg., Ch. 622 (S.B. 1581 ), Sec. 1, eff. Sept. 1, 2001. Amended by Acts 2003, 78th Leg., Ch. 1207 (S.B. 1067 ), Sec. 4, eff. Sept. 13, 2003.
Source: official Texas text · Last verified 2026-08-27
Frequently Asked Questions About Texas § FI.343.102
What does The Texas Constitution § FI.343.102 cover?
Section FI.343.102 ("DISCLOSURE IN CONNECTION WITH CERTAIN HOME LOANS") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § FI.343.102?
A common citation format is "The Texas Constitution § FI.343.102" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § FI.343.102 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Texas.