Texas § BC.523.051 - NOTATION OF FORGED CHECK
Full text of Texas The Texas Constitution § BC.523.051 — NOTATION OF FORGED CHECK, with citation guidance and answers to common questions.
§ BC.523.051. NOTATION OF FORGED CHECK
NOTATION OF FORGED CHECK. (a) In this section, "victim of identity theft" means a person who has filed with an appropriate law enforcement agency a criminal complaint alleging commission of an offense under Section 32.51 , Penal Code. (b) A financial institution, in accordance with its customary procedures, shall process as forgeries checks received on the account of a victim of identity theft if the victim: (1) closes the account at the financial institution as a result of the identity theft; (2) notifies the financial institution that the identity theft is the reason for closing the account; (3) provides the financial institution with a copy of the criminal complaint described by Subsection (a); and (4) requests that the financial institution return checks with the notation "forgery." (c) A victim of identity theft who requests that a financial institution return checks with the notation "forgery" as provided by Subsection (b): (1) may not assert that the financial institution is liable under Section 4.402 for wrongfully dishonoring a check returned after the victim makes the request; and (2) shall hold the financial institution harmless for acting in accordance with the victim's request. Added by Acts 2007, 80th Leg., R.S., Ch. 885 (H.B. 2278 ), Sec. 2.01, eff. April 1, 2009. Redesignated from Business and Commerce Code, Section 523.003 by Acts 2009, 81st Leg., R.S., Ch. 87 (S.B. 1969 ), Sec. 4.011(b), eff. September 1, 2009.
Frequently Asked Questions About Texas § BC.523.051
What does The Texas Constitution § BC.523.051 cover?
Section BC.523.051 ("NOTATION OF FORGED CHECK") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § BC.523.051?
A common citation format is "The Texas Constitution § BC.523.051" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § BC.523.051 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Texas.