Texas § BC.20.25 - REQUEST TO PLACE A SECURITY FREEZE
Full text of Texas The Texas Constitution § BC.20.25 — REQUEST TO PLACE A SECURITY FREEZE, with citation guidance and answers to common questions.
§ BC.20.25. REQUEST TO PLACE A SECURITY FREEZE
REQUEST TO PLACE A SECURITY FREEZE; CREATION OF RECORD. (a) Except as provided by Subsection (b), a consumer reporting agency shall place a security freeze on a protected consumer's consumer file if: (1) the consumer reporting agency receives a request from the protected consumer's representative for the placement of the security freeze as provided by this section; and (2) the protected consumer's representative: (A) submits the request to the consumer reporting agency at the address or other point of contact of and in the manner specified by the consumer reporting agency; (B) provides to the consumer reporting agency sufficient proof of identification of the protected consumer and the representative; (C) provides to the consumer reporting agency sufficient proof of authority to act on behalf of the protected consumer; and (D) pays to the consumer reporting agency a fee as provided by Section 20.29 . (b) If a consumer reporting agency does not have a consumer file pertaining to a protected consumer when the consumer reporting agency receives a request under Subsection (a) and if the requirements of Subsection (a) are met, the consumer reporting agency shall create a record for the protected consumer and place a security freeze on the protected consumer's record. (c) The consumer reporting agency shall place the security freeze on the protected consumer's consumer file or record, as applicable, not later than the 30th day after receiving a request that meets the requirements of Subsection (a). Added by Acts 2013, 83rd Leg., R.S., Ch. 64 (S.B. 60 ), Sec. 1, eff. January 1, 2014.
Frequently Asked Questions About Texas § BC.20.25
What does The Texas Constitution § BC.20.25 cover?
Section BC.20.25 ("REQUEST TO PLACE A SECURITY FREEZE") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § BC.20.25?
A common citation format is "The Texas Constitution § BC.20.25" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § BC.20.25 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Texas.