Texas § IN.705.104 - MISREPRESENTATION IN APPLICATION FOR LIFE INSURANCE
Full text of Texas The Texas Constitution § IN.705.104 — MISREPRESENTATION IN APPLICATION FOR LIFE INSURANCE, with citation guidance and answers to common questions.
§ IN.705.104. MISREPRESENTATION IN APPLICATION FOR LIFE INSURANCE
MISREPRESENTATION IN APPLICATION FOR LIFE INSURANCE. A defense based on a misrepresentation in the application for, or in obtaining, a life insurance policy on the life of a person in or residing in this state is not valid or enforceable in a suit brought on the policy on or after the second anniversary of the date of issuance of the policy if premiums due on the policy during the two years have been paid to and received by the insurer, unless: (1) the insurer has notified the insured of the insurer's intention to rescind the policy because of the misrepresentation; or (2) it is shown at the trial that the misrepresentation was: (A) material to the risk; and (B) intentionally made. Added by Acts 2003, 78th Leg., ch. 1274, Sec. 2, eff. April 1, 2005.
Source: official Texas text · Last verified 2026-08-27
Frequently Asked Questions About Texas § IN.705.104
What does The Texas Constitution § IN.705.104 cover?
Section IN.705.104 ("MISREPRESENTATION IN APPLICATION FOR LIFE INSURANCE") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § IN.705.104?
A common citation format is "The Texas Constitution § IN.705.104" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § IN.705.104 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Texas.