Texas § IN.544.553 - PROHIBITION OF UNDERWRITING AND RATING DECISIONS BASED ON CONSUMER INQUIRY
Full text of Texas The Texas Constitution § IN.544.553 — PROHIBITION OF UNDERWRITING AND RATING DECISIONS BASED ON CONSUMER INQUIRY, with citation guidance and answers to common questions.
§ IN.544.553. PROHIBITION OF UNDERWRITING AND RATING DECISIONS BASED ON CONSUMER INQUIRY
PROHIBITION OF UNDERWRITING AND RATING DECISIONS BASED ON CONSUMER INQUIRY. An insurer may not: (1) use an underwriting guideline based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured; or (2) charge a rate that is different from the rate charged to other individuals for the same coverage or increase a rate charged to an insured based solely on whether a consumer inquiry has been made by or on behalf of the applicant or insured. Added by Acts 2013, 83rd Leg., R.S., Ch. 570 (S.B. 736 ), Sec. 1, eff. September 1, 2013. SUBCHAPTER M. POLITICAL AFFILIATION AND EXPRESSION
Source: official Texas text · Last verified 2026-08-27
Frequently Asked Questions About Texas § IN.544.553
What does The Texas Constitution § IN.544.553 cover?
Section IN.544.553 ("PROHIBITION OF UNDERWRITING AND RATING DECISIONS BASED ON CONSUMER INQUIRY") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § IN.544.553?
A common citation format is "The Texas Constitution § IN.544.553" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § IN.544.553 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
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