Texas § IN.544.303 - PROHIBITION OF CERTAIN UNDERWRITING DECISIONS BASED ON PREVIOUS MOLD CLAIM OR DAM
Full text of Texas The Texas Constitution § IN.544.303 — PROHIBITION OF CERTAIN UNDERWRITING DECISIONS BASED ON PREVIOUS MOLD CLAIM OR DAM, with citation guidance and answers to common questions.
§ IN.544.303. PROHIBITION OF CERTAIN UNDERWRITING DECISIONS BASED ON PREVIOUS MOLD CLAIM OR DAM
PROHIBITION OF CERTAIN UNDERWRITING DECISIONS BASED ON PREVIOUS MOLD CLAIM OR DAMAGE. An insurer may not make an underwriting decision regarding a residential property insurance policy based on previous mold damage or a claim for mold damage if: (1) the applicant for insurance coverage has property eligible for coverage under a residential property policy; (2) the property has had mold damage; (3) mold remediation has been performed on the property; and (4) the property was: (A) remediated, as evidenced by a certificate of mold remediation issued to the property owner under Section 1958.154 , Occupations Code, that establishes with reasonable certainty that the underlying cause of the mold at the property has been remediated; or (B) inspected by an independent assessor or adjustor who determined, based on the inspection, that the property does not contain evidence of mold damage. Added by Acts 2005, 79th Leg., Ch. 728 (H.B. 2018 ), Sec. 11.014(a), eff. September 1, 2005. Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636 ), Sec. 3B.021(a), eff. September 1, 2007.
Source: official Texas text · Last verified 2026-08-27
Frequently Asked Questions About Texas § IN.544.303
What does The Texas Constitution § IN.544.303 cover?
Section IN.544.303 ("PROHIBITION OF CERTAIN UNDERWRITING DECISIONS BASED ON PREVIOUS MOLD CLAIM OR DAM") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § IN.544.303?
A common citation format is "The Texas Constitution § IN.544.303" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § IN.544.303 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Texas.