Texas § BC.521.051 - UNAUTHORIZED USE OR POSSESSION OF PERSONAL IDENTIFYING INFORMATION
Full text of Texas The Texas Constitution § BC.521.051 — UNAUTHORIZED USE OR POSSESSION OF PERSONAL IDENTIFYING INFORMATION, with citation guidance and answers to common questions.
§ BC.521.051. UNAUTHORIZED USE OR POSSESSION OF PERSONAL IDENTIFYING INFORMATION
UNAUTHORIZED USE OR POSSESSION OF PERSONAL IDENTIFYING INFORMATION. (a) A person may not obtain, possess, transfer, or use personal identifying information of another person without the other person's consent or effective consent and with intent to obtain a good, a service, insurance, an extension of credit, or any other thing of value in the other person's name. (a-1) For purposes of this section, "effective consent" includes consent given by a person legally authorized to act on behalf of the person from whom consent is required. Consent is not effective if: (1) induced by force, threat, fraud, or coercion; or (2) given by a person who by reason of youth, mental illness, or intellectual disability is known by the actor to be unable to make reasonable decisions. (b) It is a defense to an action brought under this section that an act by a person: (1) is covered by the Fair Credit Reporting Act (15 U.S.C. Section 1681 et seq.); and (2) is in compliance with that Act and regulations adopted under that Act. (c) This section does not apply to: (1) a financial institution as defined by 15 U.S.C. Section 6809; or (2) a covered entity as defined by Section 601.001 or 602.001 , Insurance Code. Added by Acts 2007, 80th Leg., R.S., Ch. 885 (H.B. 2278 ), Sec. 2.01, eff. April 1, 2009. Amended by: Acts 2021, 87th Leg., R.S., Ch. 143 (H.B. 3529 ), Sec. 1, eff. September 1, 2021.
Source: official Texas text · Last verified 2026-08-27
Frequently Asked Questions About Texas § BC.521.051
What does The Texas Constitution § BC.521.051 cover?
Section BC.521.051 ("UNAUTHORIZED USE OR POSSESSION OF PERSONAL IDENTIFYING INFORMATION") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § BC.521.051?
A common citation format is "The Texas Constitution § BC.521.051" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § BC.521.051 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Texas.