Texas § IN.1108.051 - EXEMPTIONS FOR CERTAIN INSURANCE AND ANNUITY BENEFITS
Full text of Texas The Texas Constitution § IN.1108.051 — EXEMPTIONS FOR CERTAIN INSURANCE AND ANNUITY BENEFITS, with citation guidance and answers to common questions.
§ IN.1108.051. EXEMPTIONS FOR CERTAIN INSURANCE AND ANNUITY BENEFITS
EXEMPTIONS FOR CERTAIN INSURANCE AND ANNUITY BENEFITS. (a) Except as provided by Section 1108.053 , this section applies to any benefits, including the cash value and proceeds of an insurance policy, to be provided to an insured or beneficiary under: (1) an insurance policy or annuity contract issued by a life, health, or accident insurance company, including a mutual company or fraternal benefit society; or (2) an annuity or benefit plan used by an employer or individual. (b) Notwithstanding any other provision of this code, insurance or annuity benefits described by Subsection (a): (1) inure exclusively to the benefit of the person for whose use and benefit the insurance or annuity is designated in the policy or contract; and (2) are fully exempt from: (A) garnishment, attachment, execution, or other seizure; (B) seizure, appropriation, or application by any legal or equitable process or by operation of law to pay a debt or other liability of an insured or of a beneficiary, either before or after the benefits are provided; and (C) a demand in a bankruptcy proceeding of the insured or beneficiary. Added by Acts 2001, 77th Leg., ch. 1419, Sec. 2, eff. June 1, 2003.
Source: official Texas text · Last verified 2026-08-27
Frequently Asked Questions About Texas § IN.1108.051
What does The Texas Constitution § IN.1108.051 cover?
Section IN.1108.051 ("EXEMPTIONS FOR CERTAIN INSURANCE AND ANNUITY BENEFITS") is part of the The Texas Constitution, the codified statutory law of Texas. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Texas § IN.1108.051?
A common citation format is "The Texas Constitution § IN.1108.051" (Texas). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Texas law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Texas official source linked on this page or consult a licensed Texas attorney.
How does Texas § IN.1108.051 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Texas can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Texas.