Tennessee § 56-5-206 - Incorrect or incomplete credit information.
Full text of Tennessee Tennessee Code Annotated § 56-5-206 — Incorrect or incomplete credit information., with citation guidance and answers to common questions.
§ 56-5-206. Incorrect or incomplete credit information.
If it is determined through the dispute resolution process set forth in the federal Fair Credit Reporting Act ( 15 U.S.C. § 1681 i(a)(5)), that the credit information of a current insured was incorrect or incomplete and if the insurer receives notice of the determination from either the consumer reporting agency or from the insured, the insurer shall re-underwrite and re-rate the consumer within thirty (30) days of receiving the notice. After re-underwriting or re-rating the insured, the insurer shall make any adjustments necessary, consistent with its underwriting and rating guidelines. If an insurer determines that the insured has overpaid the premium, the insurer shall refund to the insured the amount of overpayment calculated back to the shorter of either the last twelve (12) months of coverage or the actual policy period. Acts 2004, ch. 527, § 7; T.C.A. § 56-5-406 . Code Commission Notes. This section was renumbered from § 56-5-406 to § 56-5-206 by authority of the Code Commission in 2016.
Source: official Tennessee text · Last verified 2026-08-27
Frequently Asked Questions About Tennessee § 56-5-206
What does Tennessee Code Annotated § 56-5-206 cover?
Section 56-5-206 ("Incorrect or incomplete credit information.") is part of the Tennessee Code Annotated, the codified statutory law of Tennessee. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Tennessee § 56-5-206?
A common citation format is "Tennessee Code Annotated § 56-5-206" (Tennessee). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Tennessee law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Tennessee official source linked on this page or consult a licensed Tennessee attorney.
How does Tennessee § 56-5-206 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Tennessee can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Tennessee.