Tennessee § 56-5-205 - Filing of credit scoring models.
Full text of Tennessee Tennessee Code Annotated § 56-5-205 — Filing of credit scoring models., with citation guidance and answers to common questions.
§ 56-5-205. Filing of credit scoring models.
Insurers that use insurance scores to underwrite or rate risks must file their scoring models or other scoring processes with the department of commerce and insurance. A filing that includes insurance scoring shall include loss experience justifying the use of credit information. The filings shall be kept confidential by the commissioner of commerce and insurance and shall not be construed to be a public record pursuant to title 10, chapter 7. Acts 2004, ch. 527, § 6; T.C.A. § 56-5-405 . Code Commission Notes. This section was renumbered from § 56-5-405 to § 56-5-205 by authority of the Code Commission in 2016. Cross-References. Confidentiality of public records, § 10-7-504 .
Source: official Tennessee text · Last verified 2026-08-27
Frequently Asked Questions About Tennessee § 56-5-205
What does Tennessee Code Annotated § 56-5-205 cover?
Section 56-5-205 ("Filing of credit scoring models.") is part of the Tennessee Code Annotated, the codified statutory law of Tennessee. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Tennessee § 56-5-205?
A common citation format is "Tennessee Code Annotated § 56-5-205" (Tennessee). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Tennessee law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Tennessee official source linked on this page or consult a licensed Tennessee attorney.
How does Tennessee § 56-5-205 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Tennessee can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Tennessee.