Tennessee § 56-49-106 - Exclusion from coverage.
Full text of Tennessee Tennessee Code Annotated § 56-49-106 — Exclusion from coverage., with citation guidance and answers to common questions.
§ 56-49-106. Exclusion from coverage.
Creditor-placed insurance coverage shall not include: Coverage for the cost of repossession; Skip, confiscation and conversion coverage; Coverage for payment of mechanics' or other liens that do not arise from a covered loss occurrence; Coverage that requires a debtor's insurance deductible to be less than two hundred dollars ($200); or Coverage that is broader than the insurance coverages that meets the minimum insurance requirements of the credit agreement. Nothing in this section shall be deemed to prohibit the issuance of a separate policy or endorsement providing the coverages listed in subsection (a). However, no charge shall be passed along to the debtor for the coverages. Acts 1999, ch. 144, § 6.
Frequently Asked Questions About Tennessee § 56-49-106
What does Tennessee Code Annotated § 56-49-106 cover?
Section 56-49-106 ("Exclusion from coverage.") is part of the Tennessee Code Annotated, the codified statutory law of Tennessee. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Tennessee § 56-49-106?
A common citation format is "Tennessee Code Annotated § 56-49-106" (Tennessee). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Tennessee law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Tennessee official source linked on this page or consult a licensed Tennessee attorney.
How does Tennessee § 56-49-106 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Tennessee can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Tennessee.