Tennessee § 56-49-102 - Applicability — Enforcement.
Full text of Tennessee Tennessee Code Annotated § 56-49-102 — Applicability — Enforcement., with citation guidance and answers to common questions.
§ 56-49-102. Applicability — Enforcement.
This chapter applies to an insurer or agent transacting creditor-placed insurance as defined in this chapter. All creditor-placed insurance written in connection with credit transactions for personal, family or household purposes is subject to this chapter, except: Transactions involving extensions of credit primarily for business or commercial purposes; Insurance on collateralized real property; Insurance offered by the creditor and elected by the debtor at the debtor's option; Insurance for which no specific charge is made to the debtor or the debtor's account; or Blanket insurance, whether paid for by the debtor or the creditor. Nothing in this chapter shall be construed to create or imply a private cause of action for violation of this chapter, and the commissioner shall have authority to bring administrative or judicial proceedings to enforce this chapter. Acts 1999, ch. 144, § 2.
Frequently Asked Questions About Tennessee § 56-49-102
What does Tennessee Code Annotated § 56-49-102 cover?
Section 56-49-102 ("Applicability — Enforcement.") is part of the Tennessee Code Annotated, the codified statutory law of Tennessee. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Tennessee § 56-49-102?
A common citation format is "Tennessee Code Annotated § 56-49-102" (Tennessee). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Tennessee law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Tennessee official source linked on this page or consult a licensed Tennessee attorney.
How does Tennessee § 56-49-102 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Tennessee can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Tennessee.