Tennessee § 47-22-103 - Unauthorized use of credit card — Liability.
Full text of Tennessee Tennessee Code Annotated § 47-22-103 — Unauthorized use of credit card — Liability., with citation guidance and answers to common questions.
§ 47-22-103. Unauthorized use of credit card — Liability.
Any person who has assumed liability for a credit card, either by authorizing its issuance, or as provided in § 47-22-102, and who exercises reasonable care in its use and safekeeping, shall not be liable for the unauthorized use of such card. “Reasonable care” within the meaning of this section requires the person to whom a credit card has been issued to notify promptly the issuer in case of a card which has been lost or stolen. However, failure to notify the issuer shall not result in the liability of more than one hundred dollars ($100) in the unauthorized use of the credit card. Nothing in this chapter will relieve the card holder of liability if guilty of fraud, misrepresentation, gross negligence, or collusion. Acts 1970, ch. 486, § 3; T.C.A., § 47-15-117 . Textbooks. Tennessee Jurisprudence, 6 Tenn. Juris., Commercial Law, § 96.
Source: official Tennessee text · Last verified 2026-08-27
Frequently Asked Questions About Tennessee § 47-22-103
What does Tennessee Code Annotated § 47-22-103 cover?
Section 47-22-103 ("Unauthorized use of credit card — Liability.") is part of the Tennessee Code Annotated, the codified statutory law of Tennessee. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Tennessee § 47-22-103?
A common citation format is "Tennessee Code Annotated § 47-22-103" (Tennessee). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Tennessee law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Tennessee official source linked on this page or consult a licensed Tennessee attorney.
How does Tennessee § 47-22-103 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Tennessee can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Tennessee.