Tennessee § 47-22-102 - Unsolicited credit card — Effect.
Full text of Tennessee Tennessee Code Annotated § 47-22-102 — Unsolicited credit card — Effect., with citation guidance and answers to common questions.
§ 47-22-102. Unsolicited credit card — Effect.
If an unsolicited credit card is issued to any person in this state, such person shall not be deemed as having accepted the credit card and being subject to the terms of the agreement governing the use of the credit card, and shall not be liable for its unauthorized use by failing to return the credit card to the issuer. If the agreement governing the use of the card so provides, use of the card or retention of the card with intention to use it by either the person to whom it was issued or anyone to whom the person entrusts it will result in the person to whom the card was issued being subject to the terms of the agreement and liable for its unauthorized use. Acts 1970, ch. 486, § 2; T.C.A., § 47-15-116 . Textbooks. Tennessee Jurisprudence, 6 Tenn. Juris., Commercial Law, § 96.
Source: official Tennessee text · Last verified 2026-08-27
Frequently Asked Questions About Tennessee § 47-22-102
What does Tennessee Code Annotated § 47-22-102 cover?
Section 47-22-102 ("Unsolicited credit card — Effect.") is part of the Tennessee Code Annotated, the codified statutory law of Tennessee. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Tennessee § 47-22-102?
A common citation format is "Tennessee Code Annotated § 47-22-102" (Tennessee). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Tennessee law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Tennessee official source linked on this page or consult a licensed Tennessee attorney.
How does Tennessee § 47-22-102 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Tennessee can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Tennessee.