Tennessee § 45-18-104 - License requirement.

Full text of Tennessee Tennessee Code Annotated § 45-18-104 — License requirement., with citation guidance and answers to common questions.

§ 45-18-104. License requirement.

No person shall engage in, or in any manner advertise engagement in, the business of cashing payment instruments without first obtaining a license under this chapter. A separate license shall be required for each location from which the business is conducted. Any licensed money transmitter or registered industrial loan and thrift company engaged in the business of cashing payment instruments on October 1, 2007, may continue to engage in the business of cashing payment instruments without a license issued by the commissioner, until the commissioner has acted upon the application for license, if the application is filed by December 31, 2007. Acts 1997, ch. 309, § 4; 2007, ch. 80, § 2.

Source: official Tennessee text · Last verified 2026-08-27

Frequently Asked Questions About Tennessee § 45-18-104

What does Tennessee Code Annotated § 45-18-104 cover?

Section 45-18-104 ("License requirement.") is part of the Tennessee Code Annotated, the codified statutory law of Tennessee. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Tennessee § 45-18-104?

A common citation format is "Tennessee Code Annotated § 45-18-104" (Tennessee). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Tennessee law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Tennessee official source linked on this page or consult a licensed Tennessee attorney.

How does Tennessee § 45-18-104 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Tennessee can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Tennessee.