Tennessee § 45-16-103 - Usage fees on foreign access cards.
Full text of Tennessee Tennessee Code Annotated § 45-16-103 — Usage fees on foreign access cards., with citation guidance and answers to common questions.
§ 45-16-103. Usage fees on foreign access cards.
A financial institution may impose and collect a usage fee on a foreign access card; provided, that the usage fee may only be charged if the imposition of the fee is disclosed at a time and in a manner that allows the user to terminate or cancel the transaction without incurring the usage fee. Acts 1996, ch. 899, § 1.
Source: official Tennessee text · Last verified 2026-08-27
Frequently Asked Questions About Tennessee § 45-16-103
What does Tennessee Code Annotated § 45-16-103 cover?
Section 45-16-103 ("Usage fees on foreign access cards.") is part of the Tennessee Code Annotated, the codified statutory law of Tennessee. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Tennessee § 45-16-103?
A common citation format is "Tennessee Code Annotated § 45-16-103" (Tennessee). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Tennessee law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Tennessee official source linked on this page or consult a licensed Tennessee attorney.
How does Tennessee § 45-16-103 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Tennessee can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Tennessee.