Tennessee § 29-20-311 - Judgment over limits of insurance policy prohibited.
Full text of Tennessee Tennessee Code Annotated § 29-20-311 — Judgment over limits of insurance policy prohibited., with citation guidance and answers to common questions.
§ 29-20-311. Judgment over limits of insurance policy prohibited.
No judgment or award rendered against a governmental entity may exceed the minimum amounts of insurance coverage for death, bodily injury and property damage liability specified in § 29-20-403 , unless such governmental entity has secured insurance coverage in excess of such minimum requirements, in which event the judgment or award may not exceed the applicable limits provided in the insurance policy. Acts 1973, ch. 345, § 28; 1976, ch. 656, § 1; T.C.A., § 23-3323. Textbooks. Tennessee Jurisprudence, 19 Tenn. Juris., Municipal Corporations, § 79. Cited: Evans v. Perkey, 647 S.W.2d 636, 1982 Tenn. App. LEXIS 404 (Tenn. Ct. App. 1982); Brooks v. Memphis & Shelby County Hospital Authority, 717 S.W.2d 292, 1986 Tenn. App. LEXIS 3067 (Tenn. Ct. App. 1986); Metaljan v. Memphis-Shelby County Airport Authority, 752 F. Supp. 834, 1990 U.S. Dist. LEXIS 16904 (W.D. Tenn. 1990); McGaughy v. Memphis, 823 S.W.2d 209, 1991 Tenn. App. LEXIS 571 (Tenn. Ct. App. 1991); Hutton v. City of Savannah, 968 S.W.2d 808, 1997 Tenn. App. LEXIS 565 (Tenn. Ct. App. 1997); Erwin v. Rose, 980 S.W.2d 203, 1998 Tenn. App. LEXIS 252 (Tenn. Ct. App. 1998); Hill v. City of Germantown, 31 S.W.3d 234, 2000 Tenn. LEXIS 587 (Tenn. 2000); Hughes v. Metro. Gov't of Nashville & Davidson County, 340 S.W.3d 352, 2011 Tenn. LEXIS 455 (Tenn. May 24, 2011).
Source: official Tennessee text · Last verified 2026-08-27
Frequently Asked Questions About Tennessee § 29-20-311
What does Tennessee Code Annotated § 29-20-311 cover?
Section 29-20-311 ("Judgment over limits of insurance policy prohibited.") is part of the Tennessee Code Annotated, the codified statutory law of Tennessee. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Tennessee § 29-20-311?
A common citation format is "Tennessee Code Annotated § 29-20-311" (Tennessee). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Tennessee law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Tennessee official source linked on this page or consult a licensed Tennessee attorney.
How does Tennessee § 29-20-311 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Tennessee can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Tennessee.