South Dakota § 58-32-16 - Impossibility of procuring coverage from authorized insurers--Procurement from unauthorized insurers.

Full text of South Dakota South Dakota Codified Laws § 58-32-16 — Impossibility of procuring coverage from authorized insurers--Procurement from unauthorized insurers., with citation guidance and answers to common questions.

§ 58-32-16. Impossibility of procuring coverage from authorized insurers--Procurement from unauthorized insurers.

If certain insurance coverages cannot be procured from authorized insurers, the coverages, hereinafter designated, surplus lines, may be procured from unauthorized insurers, subject to the conditions set forth in §§ 58-32-17 to 58-32-19, inclusive. The provisions of §§ 58-32-16 to 58-32-18, inclusive, do not apply to exempt commercial lines policyholders as defined in §§ 58-24-68 and 58-24-69 if:

(1)    The broker procuring or placing the surplus lines insurance has disclosed to the exempt commercial purchaser that the insurance may or may not be available from the admitted market that may provide greater protection with more regulatory oversight; and

(2)    The exempt commercial purchaser has subsequently requested in writing the broker to procure or place the insurance from a nonadmitted insurer.

Source: SL 1966, ch 111, ch 11, § 4; SL 2011, ch 223, § 2.

Source: official South Dakota text · Last verified 2026-08-27

Frequently Asked Questions About South Dakota § 58-32-16

What does South Dakota Codified Laws § 58-32-16 cover?

Section 58-32-16 ("Impossibility of procuring coverage from authorized insurers--Procurement from unauthorized insurers.") is part of the South Dakota Codified Laws, the codified statutory law of South Dakota. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite South Dakota § 58-32-16?

A common citation format is "South Dakota Codified Laws § 58-32-16" (South Dakota). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of South Dakota law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Dakota official source linked on this page or consult a licensed South Dakota attorney.

How does South Dakota § 58-32-16 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Dakota can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in South Dakota.