South Dakota § 58-18-8 - Representations by applicant not warranties--Written statement required to avoid insurance or reduce benefits.

Full text of South Dakota South Dakota Codified Laws § 58-18-8 — Representations by applicant not warranties--Written statement required to avoid insurance or reduce benefits., with citation guidance and answers to common questions.

§ 58-18-8. Representations by applicant not warranties--Written statement required to avoid insurance or reduce benefits.

Each such group health insurance policy shall contain in substance a provision that, in the absence of fraud, all statements made by applicants or the policyholder or by an insured person shall be deemed representations and not warranties, and that no statement made for the purpose of effecting insurance shall avoid such insurance or reduce benefits unless contained in a written instrument signed by the policyholder or the insured person, a copy of which has been furnished to such policyholder or to such person or his beneficiary.

Source: SL 1966, ch 111, ch 26, § 2 (1).

Source: official South Dakota text · Last verified 2026-08-27

Frequently Asked Questions About South Dakota § 58-18-8

What does South Dakota Codified Laws § 58-18-8 cover?

Section 58-18-8 ("Representations by applicant not warranties--Written statement required to avoid insurance or reduce benefits.") is part of the South Dakota Codified Laws, the codified statutory law of South Dakota. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite South Dakota § 58-18-8?

A common citation format is "South Dakota Codified Laws § 58-18-8" (South Dakota). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of South Dakota law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Dakota official source linked on this page or consult a licensed South Dakota attorney.

How does South Dakota § 58-18-8 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Dakota can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in South Dakota.