South Dakota § 58-18-21 - Policy and application constitute entire contract--Statements by policyholder not warranties--Written statement required for use in defense of claim.
Full text of South Dakota South Dakota Codified Laws § 58-18-21 — Policy and application constitute entire contract--Statements by policyholder not warranties--Written statement required for use in defense of claim., with citation guidance and answers to common questions.
§ 58-18-21. Policy and application constitute entire contract--Statements by policyholder not warranties--Written statement required for use in defense of claim.
Subject to § 58-18-20, every blanket health insurance policy shall contain a provision that the policy and the application shall constitute the entire contract between the parties, and that all statements made by the policyholder shall, in absence of fraud, be deemed representations and not warranties, and that no such statements shall be used in defense to a claim under the policy, unless it is contained in a written application.
Source: SL 1966, ch 111, ch 26, § 5 (1).
Source: official South Dakota text · Last verified 2026-08-27
Frequently Asked Questions About South Dakota § 58-18-21
What does South Dakota Codified Laws § 58-18-21 cover?
Section 58-18-21 ("Policy and application constitute entire contract--Statements by policyholder not warranties--Written statement required for use in defense of claim.") is part of the South Dakota Codified Laws, the codified statutory law of South Dakota. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite South Dakota § 58-18-21?
A common citation format is "South Dakota Codified Laws § 58-18-21" (South Dakota). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of South Dakota law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Dakota official source linked on this page or consult a licensed South Dakota attorney.
How does South Dakota § 58-18-21 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Dakota can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in South Dakota.