South Dakota § 54-15-15 - Certain entities not required to place security freeze.

Full text of South Dakota South Dakota Codified Laws § 54-15-15 — Certain entities not required to place security freeze., with citation guidance and answers to common questions.

§ 54-15-15. Certain entities not required to place security freeze.

The following entities are not required to place a security freeze in a consumer credit report pursuant to this chapter:

(1)    A check services or fraud prevention services company, which issues reports on incidents of fraud or authorizations for the purpose of approving or processing negotiable instruments, electronic funds transfers, or similar methods of payments; and

(2)    A deposit account information service company, which issues reports regarding account closures due to fraud, substantial overdrafts, ATM abuse, or similar negative information regarding a consumer, to inquiring banks or other financial institutions for use only in reviewing a consumer request for a deposit account at the inquiring bank or financial institution.

Source: SL 2006, ch 246, § 15.

Source: official South Dakota text · Last verified 2026-08-27

Frequently Asked Questions About South Dakota § 54-15-15

What does South Dakota Codified Laws § 54-15-15 cover?

Section 54-15-15 ("Certain entities not required to place security freeze.") is part of the South Dakota Codified Laws, the codified statutory law of South Dakota. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite South Dakota § 54-15-15?

A common citation format is "South Dakota Codified Laws § 54-15-15" (South Dakota). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of South Dakota law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Dakota official source linked on this page or consult a licensed South Dakota attorney.

How does South Dakota § 54-15-15 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Dakota can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in South Dakota.