South Dakota § 32-40-20 - Insurer has no duty to defend or indemnify excluded claim.
Full text of South Dakota South Dakota Codified Laws § 32-40-20 — Insurer has no duty to defend or indemnify excluded claim., with citation guidance and answers to common questions.
§ 32-40-20. Insurer has no duty to defend or indemnify excluded claim.
Any motor vehicle insurer that excludes the coverage described in § 32-40-8 or 32-40-9 has no duty to defend or indemnify any claim expressly excluded by the policy. Nothing in this chapter invalidates or limits an exclusion contained in a policy including any policy in use or approved for use in this state prior to the enactment of this chapter that excludes coverage for vehicles used to carry persons or property for a charge or available for hire by the public.
Source: SL 2016, ch 167, § 20.
Source: official South Dakota text · Last verified 2026-08-27
Frequently Asked Questions About South Dakota § 32-40-20
What does South Dakota Codified Laws § 32-40-20 cover?
Section 32-40-20 ("Insurer has no duty to defend or indemnify excluded claim.") is part of the South Dakota Codified Laws, the codified statutory law of South Dakota. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite South Dakota § 32-40-20?
A common citation format is "South Dakota Codified Laws § 32-40-20" (South Dakota). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of South Dakota law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Dakota official source linked on this page or consult a licensed South Dakota attorney.
How does South Dakota § 32-40-20 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Dakota can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in South Dakota.