South Dakota § 54-16-2 - Security freeze for protected consumer upon request to consumer reporting agency by protected consumer's representative.

Full text of South Dakota South Dakota Codified Laws § 54-16-2 — Security freeze for protected consumer upon request to consumer reporting agency by protected consumer's representative., with citation guidance and answers to common questions.

§ 54-16-2. Security freeze for protected consumer upon request to consumer reporting agency by protected consumer's representative.

A consumer reporting agency shall place a security freeze for a protected consumer if the agency receives a request from the protected consumer's representative for the placement of the security freeze under this section and the protected consumer's representative:

(1)    Submits the request to the agency in the manner specified by the agency;

(2)    Provides to the agency sufficient proof of identification of the protected consumer and the representative;

(3)    Provides to the agency sufficient proof of authority to act on behalf of the protected consumer; and

(4)    Pays to the agency a fee as provided in § 54-16-9.

If a consumer reporting agency does not have a file pertaining to a protected consumer when the consumer reporting agency receives a request under this section, the consumer reporting agency shall create a record for the protected consumer.

Source: SL 2016, ch 230, § 2.

Source: official South Dakota text · Last verified 2026-08-27

Frequently Asked Questions About South Dakota § 54-16-2

What does South Dakota Codified Laws § 54-16-2 cover?

Section 54-16-2 ("Security freeze for protected consumer upon request to consumer reporting agency by protected consumer's representative.") is part of the South Dakota Codified Laws, the codified statutory law of South Dakota. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite South Dakota § 54-16-2?

A common citation format is "South Dakota Codified Laws § 54-16-2" (South Dakota). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of South Dakota law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Dakota official source linked on this page or consult a licensed South Dakota attorney.

How does South Dakota § 54-16-2 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Dakota can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in South Dakota.