South Carolina § 56-10-245 - Per diem fine for lapse in required coverage.
Full text of South Carolina South Carolina Code of Laws § 56-10-245 — Per diem fine for lapse in required coverage., with citation guidance and answers to common questions.
§ 56-10-245. Per diem fine for lapse in required coverage.
Whenever a person furnishes proof of liability insurance, or surrenders or has his registration or license tags confiscated for failure to produce proof of insurance, after the Department of Motor Vehicles receives notice of the lapse or termination of the required liability insurance, the department shall compare the effective date of the lapse or termination with the date of the proof of insurance or the date of the confiscation or surrender. If the department determines there was a lapse in the required coverage, the department shall assess, in addition to other fines or penalties imposed by the law, a per diem fine in the amount of five dollars. The fine provided for in this section and the two hundred dollar reinstatement fee pursuant to Section 56-10-240 must not be assessed if the person furnishes proof, as documented by his sworn statement, that the motor vehicle upon which the coverage has lapsed or been terminated has not been operated upon the roads, streets, or highways of this State during the lapse or termination, and the lapse or termination is due to military service or illness as documented by a signed physician's statement. The total amount of the fine provided for in this section may not exceed two hundred dollars per vehicle for a first offense. Revenue generated by the fine imposed pursuant to this section must be placed by the Comptroller General into the State Highway Fund as established by Section 57-11-20, to be distributed as provided in Section 11-43-167.
HISTORY: 1989 Act No. 148, SECTION 36; 1990 Act No. 324, SECTION 1; 1993 Act No. 181, SECTION 1480; 2016 Act No. 275 (S.1258), SECTION 79, eff July 1, 2016; 2023 Act No. 51 (S.549), SECTION 4, eff May 18, 2023.
Effect of Amendment
2023 Act No. 51, SECTION 4, in the third sentence, deleted "of the 1976 Code" following "Section 56-10-240", and in the fourth sentence, inserted "per vehicle" following "two hundred dollars".
Source: official South Carolina text · Last verified 2026-08-27
Frequently Asked Questions About South Carolina § 56-10-245
What does South Carolina Code of Laws § 56-10-245 cover?
Section 56-10-245 ("Per diem fine for lapse in required coverage.") is part of the South Carolina Code of Laws, the codified statutory law of South Carolina. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite South Carolina § 56-10-245?
A common citation format is "South Carolina Code of Laws § 56-10-245" (South Carolina). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of South Carolina law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Carolina official source linked on this page or consult a licensed South Carolina attorney.
How does South Carolina § 56-10-245 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Carolina can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in South Carolina.