South Carolina § 42-5-80 - Liability of insurer.
Full text of South Carolina South Carolina Code of Laws § 42-5-80 — Liability of insurer., with citation guidance and answers to common questions.
§ 42-5-80. Liability of insurer.
(A) No policy of insurance against liability arising under this title may be issued unless it contains the agreement of the insurer that it will promptly pay to the person entitled thereto all benefits conferred by this title, and all installments of the compensation that may be awarded or agreed upon, and that the obligation shall not be affected by any default of the insured or by any default in giving notice required by such policy or otherwise.
(B) Such agreement must be construed to be a direct promise by the insurer to the person entitled to compensation enforceable in his name.
(C) Any insurer who issues a policy of compensation insurance to an employer not subject to this title may not plead as a defense that the employer is not subject to this title and is estopped to deny coverage.
HISTORY: 1962 Code SECTION 72-408; 1952 Code SECTION 72-408; 1942 Code SECTION 7035-74; 1936 (39) 1231; 1988 Act No. 411, SECTION 2, eff March 28, 1988.
Source: official South Carolina text · Last verified 2026-08-27
Frequently Asked Questions About South Carolina § 42-5-80
What does South Carolina Code of Laws § 42-5-80 cover?
Section 42-5-80 ("Liability of insurer.") is part of the South Carolina Code of Laws, the codified statutory law of South Carolina. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite South Carolina § 42-5-80?
A common citation format is "South Carolina Code of Laws § 42-5-80" (South Carolina). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of South Carolina law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Carolina official source linked on this page or consult a licensed South Carolina attorney.
How does South Carolina § 42-5-80 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Carolina can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in South Carolina.