South Carolina § 38-83-20 - Joint Underwriting Association insurers.

Full text of South Carolina South Carolina Code of Laws § 38-83-20 — Joint Underwriting Association insurers., with citation guidance and answers to common questions.

§ 38-83-20. Joint Underwriting Association insurers.

(A) A joint underwriting association is created, consisting of all insurers authorized to write within this State, on a direct basis, bodily injury liability insurance, other than automobile bodily injury liability insurance, homeowners liability insurance, and farmowners liability insurance, including insurers covering such peril in multiple peril package policies. Every such insurer is and must remain a member of the association as a condition of its authority to continue to transact this kind of insurance in this State.

(B) The purpose of the association is to provide professional liability insurance on a self-supporting basis to the fullest extent possible.

(C) The association is activated when the department of Insurance finds and declares the existence of an emergency because of the unavailability of professional liability insurance or the unavailability of such insurance on a reasonable basis through normal channels.

HISTORY: 1987 Act No. 62, SECTION 3; 1993 Act No. 181, SECTION 833.

Source: official South Carolina text · Last verified 2026-08-27

Frequently Asked Questions About South Carolina § 38-83-20

What does South Carolina Code of Laws § 38-83-20 cover?

Section 38-83-20 ("Joint Underwriting Association insurers.") is part of the South Carolina Code of Laws, the codified statutory law of South Carolina. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite South Carolina § 38-83-20?

A common citation format is "South Carolina Code of Laws § 38-83-20" (South Carolina). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of South Carolina law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Carolina official source linked on this page or consult a licensed South Carolina attorney.

How does South Carolina § 38-83-20 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Carolina can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in South Carolina.