South Carolina § 38-75-386 - Essential property insurance; liability for acts and omissions.

Full text of South Carolina South Carolina Code of Laws § 38-75-386 — Essential property insurance; liability for acts and omissions., with citation guidance and answers to common questions.

§ 38-75-386. Essential property insurance; liability for acts and omissions.

No liability on the part of, and no cause of action of any nature may arise against, the director, the Department of Insurance or its staff, the association, any member insurer, the association's agents or employees, its board of directors, or the legal representatives of any of the above persons, for any act or omission made in good faith or for any statement made to, or for information provided to, any insurer regarding rates; premiums; classifications; cancellations, determinations, or nonrenewals of coverage; underwriting; inspections; or claims experience history made to facilitate the underwriting of essential property insurance for risks in the coastal area by private insurers or to facilitate competition for the underwriting of essential property insurance for risks in the coastal area among private insurers.

HISTORY: 1996 Act No. 360 SECTION 2 and 1996 Act No. 378, SECTION 2; 2007 Act No. 78, SECTION 10, eff June 11, 2007, applicable to taxable years beginning after December 31, 2006.

Source: official South Carolina text · Last verified 2026-08-27

Frequently Asked Questions About South Carolina § 38-75-386

What does South Carolina Code of Laws § 38-75-386 cover?

Section 38-75-386 ("Essential property insurance; liability for acts and omissions.") is part of the South Carolina Code of Laws, the codified statutory law of South Carolina. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite South Carolina § 38-75-386?

A common citation format is "South Carolina Code of Laws § 38-75-386" (South Carolina). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of South Carolina law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Carolina official source linked on this page or consult a licensed South Carolina attorney.

How does South Carolina § 38-75-386 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Carolina can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in South Carolina.