South Carolina § 38-71-560 - Effect of use of simplified application form.
Full text of South Carolina South Carolina Code of Laws § 38-71-560 — Effect of use of simplified application form., with citation guidance and answers to common questions.
§ 38-71-560. Effect of use of simplified application form.
Notwithstanding the provisions of item (2) of SECTION 38-71-340 or any other provision of law, if an insurer elects to use a simplified application form, with or without a question as to the applicant's health at the time of application, but without any questions concerning the insured's health history or medical treatment history, the policy shall cover any loss occurring after twelve months from any preexisting condition not specifically excluded from coverage by terms of the policy, and, except as so provided, the policy or contract may not include wording that would permit a defense based upon preexisting conditions.
HISTORY: Former 1976 Code SECTION 38-35-1260 [1975 (59) 588] recodified as SECTION 38-71-560 by 1987 Act No. 155, SECTION 1.
Source: official South Carolina text · Last verified 2026-08-27
Frequently Asked Questions About South Carolina § 38-71-560
What does South Carolina Code of Laws § 38-71-560 cover?
Section 38-71-560 ("Effect of use of simplified application form.") is part of the South Carolina Code of Laws, the codified statutory law of South Carolina. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite South Carolina § 38-71-560?
A common citation format is "South Carolina Code of Laws § 38-71-560" (South Carolina). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of South Carolina law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the South Carolina official source linked on this page or consult a licensed South Carolina attorney.
How does South Carolina § 38-71-560 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in South Carolina can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in South Carolina.